For Issuing Banks
Approve more. Carry less risk.
Nulliti delivers signed, biometric-bound proof that the real cardholder stands behind each charge. Net fraud losses fall, invalid disputes get harder to sustain, and verified identity lifts approvals while cutting costly false declines.
On the risk ledger
Verified identity at the front of the charge
A stolen number or token is inert without the bound cardholder's live biometric. That single mechanism cuts net fraud losses and rebuilds confidence in every approval decision.
Stronger grounds to decline invalid disputes
A signed consent record gives you deterministic evidence when a cardholder disputes a charge they authorized.
Lower net fraud losses
A stolen number or token is inert without the bound cardholder's live biometric.
Approve more, decline less
Verified identity lifts approvals while cutting costly false declines.
Account-takeover protection
No charge clears without the cardholder's own biometric - fewer ATO claims.
Retire SMS / OTP
Replaces an expensive, phishable, SIM-swappable authentication channel.
Smaller breach exposure
Card data off merchant systems means fewer mass-reissuance events.
Standards-aligned
Strong authentication, future-proof credentials
Nulliti meets strong-authentication expectations with a FIDO-grade device passkey - and aligns with the network tokenization and agentic-commerce shifts already underway, keeping your card top of wallet.
- Meets SCA expectations with a FIDO-grade device passkey.
- Aligns with network tokenization and agentic commerce - stays top of wallet.