Use case · Subscriptions & Recurring

Prove recurring consent. End the "I never subscribed" dispute.

Recurring billing lives or dies on consent. Nulliti binds each subscription to the real cardholder's on-device biometric at signup - producing signed, portable proof of intent that follows every renewal and settles billing disputes in your favor.

A recurring subscription billing screen

The problem

The network records a renewal. It can't prove the cardholder agreed to it.

Recurring charges generate a steady stream of disputes - forgotten signups, contested renewals, and cancellation claims - where the merchant's only evidence is a checkbox and a server log. Issuers routinely side with the cardholder, and each lost dispute carries fees on top of lost revenue.

Nulliti's approach

Bind consent at signup. Carry the proof to every renewal.

Capture consent

At signup the cardholder confirms the subscription with a single biometric tap, creating a device-bound, signed record of the exact terms accepted.

Bind the mandate

Nulliti cryptographically binds that consent to the payment credential, producing a portable recurring mandate that survives card reissuance and billing changes.

Prove each cycle

Every renewal references the original signed intent - so a disputed charge is met with evidence, not a screenshot of your terms page.

What this unlocks

Cleaner renewals, fewer disputes, less abuse.

  • Provable recurring consent captured at signup - not just a checkbox in a log.
  • Billing-dispute reduction: each renewal carries signed proof the cardholder opted in.
  • Cancellation-abuse protection - a clear, biometric-bound record of the terms accepted.
  • Liability-shift support on authenticated renewals, reducing successful "I never subscribed" claims.
  • No stored card data on your platform - card data stays with the token provider, shrinking PCI scope.
  • Portable consent that survives card reissuance and updates cleanly across billing cycles.

Who it's for

Built for recurring-revenue businesses

SaaS & digital subscriptions

Recurring-revenue businesses exposed to "I never signed up" chargebacks.

Streaming & media

High-volume, low-friction signups where dispute rates compound at scale.

Membership & DTC boxes

Auto-renewing physical and hybrid subscriptions with cancellation disputes.

Usage & metered billing

Platforms billing variable amounts that trigger surprise-charge disputes.