Where It Pays Off
Four places where provable cardholder authorization changes the arithmetic: friendly-fraud chargebacks, subscription disputes, digital goods that deliver instantly, and payments initiated by AI agents. Open the one closest to your business.
Use case · Fraud & Chargebacks
Turn disputes into evidence. Stop the fraud behind them.
Card-not-present fraud is the largest and fastest-growing category of card fraud in the US. Nulliti binds every payment to the real cardholder's on-device biometric - so a stolen token or a fully compromised account simply cannot transact, and the disputes that remain settle in your favor.
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Use case · Subscriptions & Recurring
Prove recurring consent. End the "I never subscribed" dispute.
Recurring billing lives or dies on consent. Nulliti binds each subscription to the real cardholder's on-device biometric at signup - producing signed, portable proof of intent that follows every renewal and settles billing disputes in your favor.
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Use case · Gaming & Digital Goods
Stop instant-delivery fraud without killing conversion.
Fraud, chargebacks, and account takeover take a material share of gross revenue on high-volume digital platforms. Nulliti re-authorizes every in-game purchase with the player's biometric - silently, in the flow - so stolen credentials hit a wall and legitimate players never break stride.
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Use case · AI / Agentic Commerce
Provable human consent for agent-initiated purchases.
AI agents are already booking travel, renewing subscriptions, and procuring software autonomously. But payment rails still assume a human at checkout. Nulliti gives each agent a scoped payment token bound to an enrolled human - so agents transact within defined limits and every purchase traces back to a person who authorized it.
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