Where It Pays Off

Four places where provable cardholder authorization changes the arithmetic: friendly-fraud chargebacks, subscription disputes, digital goods that deliver instantly, and payments initiated by AI agents. Open the one closest to your business.

A dispute case being reviewed on screen

Use case · Fraud & Chargebacks

Turn disputes into evidence. Stop the fraud behind them.

Card-not-present fraud is the largest and fastest-growing category of card fraud in the US. Nulliti binds every payment to the real cardholder's on-device biometric - so a stolen token or a fully compromised account simply cannot transact, and the disputes that remain settle in your favor.

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A recurring subscription billing screen

Use case · Subscriptions & Recurring

Prove recurring consent. End the "I never subscribed" dispute.

Recurring billing lives or dies on consent. Nulliti binds each subscription to the real cardholder's on-device biometric at signup - producing signed, portable proof of intent that follows every renewal and settles billing disputes in your favor.

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A player buying digital goods in a game

Use case · Gaming & Digital Goods

Stop instant-delivery fraud without killing conversion.

Fraud, chargebacks, and account takeover take a material share of gross revenue on high-volume digital platforms. Nulliti re-authorizes every in-game purchase with the player's biometric - silently, in the flow - so stolen credentials hit a wall and legitimate players never break stride.

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A finance lead reviewing an approvals and audit dashboard of agent-initiated purchases

Use case · AI / Agentic Commerce

Provable human consent for agent-initiated purchases.

AI agents are already booking travel, renewing subscriptions, and procuring software autonomously. But payment rails still assume a human at checkout. Nulliti gives each agent a scoped payment token bound to an enrolled human - so agents transact within defined limits and every purchase traces back to a person who authorized it.

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